I thought after driving in a big and really busy city for twelve years would give me enough cushion to minor traffic incidents. Nothing really scares me off given the experience I have on various street conditions till last week. Everyone drove hastily in the hope of avoiding getting stuck in the traffic before the peak hour comes. One lady driver missed to take a turn at the right spot and skidded off towards me and bumped me from behind. As a result of this incident, I decided to reconsider renewing my travel insurance policy that I thought would not be necessary for this year as there are no specific plans of traveling to other places yet. I’d rather play safe than regret later. Insurance plans shouldn’t be just put aside for future consideration — it’s a great protection.